VALoan
Learn about VA loans, VA rates, and VA guidelines for active duty military and veterans. VA home loans are guaranteed by The Department of Veterans Affairs.
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VA Loans for Veterans Homeowners

Refinance and Purchase Loans Available with No Down Payment

If you're looking to buy or refinance with a VA loan, you're at the right place. Our experts are ready to help with your mortgage. Every American family wants to own a home of their own. More than 25.5 million qualified veterans and active duty military can achieve it more easily, with a VA home loan. For qualified military, a VA Loan can mean zero downpayment, favorable loan terms, lower mortgage interest rates and a whole lot more.


$0 Down Loans Up to the VA Limit

The zero down VA loan was designed to provide home ownership assistance for millions of veterans and their families. Veterans have always enjoyed the benefits of a VA home loan, which has meant the lowest fixed-rate mortgages, no downpayment, support for closing costs and more. The VA mortgage program has opened doors to homeownership for countless military families and veterans.

more: VA Loan Limits
VA Loan Requirements for Veterans

VA home loans are guaranteed by The Department of Veterans Affairs, but are made to eligible veterans by private lenders.

more: VA Loan Requirements
VA Loan Customer Testimonials

"We were blown away at how stress free you made the mortgage process for us. We had a tough time finding a lender who really understood VA loans and were able to offer us what we were looking for..."

more: VA Loan Testimonials

VA Loan News, Guidelines, and Articles
Many assume the VA provides the money for a VA guaranteed loan, but private banks issue the actual VA mortgage—no money comes from the VA unless the buyer defaults and goes into foreclosure.
Examine five basic VA loan repayment options: a traditional fixed payment, growing equity mortgage, graduated payments and two types of adjustable rate VA mortgages.
Active duty military members facing PCS moves or veterans who want to sell an old home and buy a new one are often faced selling their home before the VA loan is paid in full.
ADDITIONAL ARTICLES



Equal Housing Opportunity
VA Loan Rates
Refinance Averages - 5/19/2012

30 Year Fixed
0.000 points
3.750% / 3.837% APR
15 Year Fixed
0.000 points
3.500% / 3.655% APR

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Building wealth and save money. Military Hub is about helping you make the best military financial choices for your future.
Military guidelines, rates, and benefits are introduced each year for everything from pay charts to housing allowances. Stay informed.